29 September 2026 · PropertySpy Research
Singapore's housing market shows signs of cooling amidst rising prices and borrowing costs. PropertySpy Research analyses the implications for discerning investors and homeowners.
Singapore's housing market experienced a 2.8% quarterly price increase, yet transaction volumes dipped by 15% in Q2, signaling a nuanced cooling. Despite robust demand, escalating borrowing costs, now averaging 4.2% for new home loans, are tempering buyer enthusiasm. This dynamic environment demands strategic foresight from all stakeholders.
"Market recalibration is underway; smart capital will find new opportunities." — PropertySpy Market Note
This shift indicates a more selective market, favouring well-positioned assets and agile investors. Sellers must recalibrate expectations, while buyers gain leverage through informed negotiation. Understanding micro-market trends is critical to capitalising on emerging value. Contact PropertySpy today for a confidential portfolio review, bespoke valuation benchmarks, or expert acquisition advisory.
Whether you're looking for your next family home, thinking of selling at the right benchmark, or planning your finances and timeline before TOP, our team is here to walk through the actual numbers with you.
Get in touch
Our team of CEA-registered agents are ready to help you buy, sell or lease.
Send us a message